Some 40,000 Germans in the fourth quarter of 2010 Riester savings plan newly completed, as the Bundesverband Investment and Asset Management (BVI) recently announced.
According to the fund industry, the state-sponsored retirement savings with mutual funds remains popular among the population. Thus, the BVI had from September to December 2010 about 40 000 new contracts. Viewed on the year 2010, the number of Riester savings plans to about 185,000 contracts on 2.8 million has increased.
Driven by the strong performance in the capital markets, the assets of Riester contracts last year by about 50 percent to 7.4 billion euros increased, said the BVI with more.
insurance is most popular form Riester
addition Riester savings plans as further variants, Riester pension plans, savings plans Riester Bank and the so-called "Wohn-Riester" is offered. With the latter also owner-occupied housing in the state-sponsored pension plans is included.
Most often, the Riester savers opt for the insurance form: About 75 percent have this variant the state-sponsored retirement chosen, while almost a fifth of the fund has chosen variant. Bank savings plans and "Wohn-Riester" contracts are less common and occur only on small market shares.
How the shoe uppers
The state participates in a so-called Riester-Contract for a basic allowance of 154 € a year for screening every Riester-saver. 185 euros per year in addition there is money for every child eligible offspring. Are the children from 1 Born in January 2008, there are even 300 €. Up to 2,100 € a year are tax deductible. In order to get the full
promotion, one must However, at least four percent of last year's income subject to social insurance pay. For the contribution of the legislature a lower limit of 60 € a year, or five euro has set a month. The calculation of the own contribution share of each insurance agent is happy to help.
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