A recent study of a life insurer concludes that 40 percent of women have not yet dealt with the pension issue. In contrast, almost three Quarters of men surveyed have already adopted such measures. This trend increases the risk of elderly poverty significantly, especially since women on average have a significantly lower claim under the statutory pensions.
A life insurer instructed the IMWF Institute for Management and Economic Research with a survey of 1002 Germans. In the study, 40 percent of the interviewed women, they had not even bothered to private pension plans. More initiative was noted in men. This explains almost three-quarters of respondents said they have already taken precautionary measures in addition to private funded pension pillar.
Women are particularly low
In connection with recent figures showing the German Pension Fund is a special drama of the situation. Accordingly, a woman receives in West Germany the average retirement pension 487 Euro, whereas men with 990 euros, almost double the amount available.
In East Germany, the difference with 702 € to 1069 € for women in men is not as high. This is because in the former GDR, the share of employed women has been much higher. Accordingly, workers were able to acquire higher pension benefits.
distinctions exacerbate problems
But not only lower acquisition times, for example, by increasing education of children, the risk of poverty in old age. In particular, the high divorce rate - in Germany, almost one in three marriages ends in divorce - according to the principal, the study the problem of poverty in old age exacerbated in women.
Even the reformed law of maintenance have the consequence that women should pay more attention in future take care of their financial security than in the past would have been necessary. The federal government had changed in 2008 legislation under the principle of higher responsibility.
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