better financial situation of the health insurance
out the good economic performance of the labor market to higher income in the statutory health insurance (SHI) as initially predicted, as the estimator circuit recently said.
The estimator circuit, the experts of the Federal Insurance Office (BVA), Association of Statutory Health Insurance Funds and the Federal Ministry of Health (BMG) members charged, because of the improving economy with extra revenue. Compared to September 2010 it is currently in SHI addition of about 300 million € for 2010 and € 500 million for 2011.
The estimation results were found reportedly by mutual agreement. The 156 statutory health insurance funds flows, however, not more money than already promised. They go through additional contributions from individual cash receipts are not included in the calculations. The Ministry expects that in 2011 most health insurance companies must raise any additional contributions.
Half a billion euros more for the health fund in 2011
With 181.6 billion euros this year turn out the revenue of the health fund about 0.5 billion euros higher than last estimated. The allocations to the statutory health insurance funds will remain unchanged at € 178.9 billion.
This compares with expenditure of health insurance in the amount of an estimated 178.7 billion euros compared to. In this respect, the estimator circuit continues to expect that in 2011 the average expenditure of health insurance covered by allocations from the Health Fund be, it said.
in 2010 ran more than expected in the health fund
For 2010, the SHI-estimator circuit is now believed that the revenues are down the health fund with € 173.9 billion to about 0.3 billion euros higher than assessed yet in September 2010.
The expected expenditure of health insurance are likely to have amounted to € 172.1 billion. The allocations to the health insurance should be changed to reach € 170.3 billion, "so that the statutory minimum amount is reached in the liquidity reserve of the health fund with the annual results for 2010 already," say the experts.
liquidity reserve will also fund social compensation
not lead to legal requirements for the health fund windfall revenues to higher allocations to the health insurance, but are the liquidity reserve. The liquidity reserve should initially be up to the end of next year 20 percent of the monthly edition of the Health Fund, which is around three billion euros.
With the extra revenue is likely to have been legally required liquidity reserve fund for the health assessment of the group estimator reaches the end of 2010 take place until late 2012.
The liquidity reserve is used first to compensate less than a year fluctuations in income and unexpected loss of income. In addition to the social compensation and additional premiums for recipients of unemployment benefits in the years 2012 to 2014, funded from cash reserves.
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